Paid RISIO.ME plans are sold and paid for in US Dollars (USD), by card or another payment method offered on the Stripe checkout page. Payment is processed by Stripe; charges are made and invoices issued by XpertLab LLC on behalf of the IBL LLC and XpertLab LLC alliance that delivers RISIO.ME. The subscription price is shown on the pricing page.
Accepted payment systems
We accept Visa, Mastercard, American Express and other major credit and debit cards supported by Stripe.
Payment flow
- Choose a plan. Open the pricing page and pick a subscription.
- Enter card details. You are redirected to the secure Stripe checkout page. We never receive your full card number or CVV; Stripe shares with us only the card brand, last four digits and expiry date.
- Confirm with 3-D Secure. Your issuing bank may ask you to confirm the payment (one-time code, push or banking app), if its rules require it.
- Access is activated. On successful payment, your plan is activated immediately. A receipt is sent to the email associated with your account.
Security and facts
| Item | Detail |
|---|---|
| Payment currency | US Dollars (USD) |
| Accepted cards | Visa, Mastercard, American Express and other major cards supported by Stripe |
| Payment processor | Stripe, a PCI DSS Level 1 certified payment processor |
| Billing entity | XpertLab LLC, on behalf of the IBL LLC and XpertLab LLC alliance |
| Encryption | All payment data is transmitted over TLS (HTTPS) and processed inside Stripe’s protected perimeter |
| Card data storage | RISIO.ME never receives full card numbers or CVV codes — only the card brand, last four digits and expiry date. Stripe keeps the payment method to enable recurring subscription billing |
| Fraud protection | Stripe fraud screening; 3-D Secure (Visa Secure, Mastercard Identity Check) when the issuing bank requires it |
Related documents
- Pricing — the paid subscriptions.
- Refund Policy — when and how a refund can be issued.
- Public Offer — the agreement that comes into force when you pay.
System requirements
To use RISIO.ME and complete a card payment you need:
- a modern browser (Chrome, Safari, Firefox or Edge) updated within the last 12 months;
- a stable internet connection;
- a card accepted by Stripe (see above);
- access to the confirmation channel your issuing bank uses, if it asks for 3-D Secure.
Need help
For any payment-related question, email support@risio.me. Support hours: Mon–Fri, 09:00–18:00 (GMT+6).